Description: This discussion looks at the effects in Canada that Provincial Government Hospital Plans are having on insurance company plans providing hospital benefits. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This discussion focuses on the effect the introduction of provincial hospital plans in Canada has had on the trend of loss ratios on associated major medical expense plans. The discussion further looks at deductible amounts, coinsurance provisions, and maximum limits used under major medical expense plans. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.