Description: Discussion of the process for determining the premium for a life insurance product which pays the cash value in addition to the face amount upon death. This type of policy fulfills the specifications of a split-dollar or minimum-deposit sales approach. Followed by several discussion papers submited.

Description: This actuarial note provides a discussion of modified reserves and minimum cash values when continuous functions are used. Discussions of this paper are included.

Description: This paper develops the mathematical formulas for net premiums and reserves for whole life plans in which the benefit is insurance for the face amount plus the net level reserve or plus the Commissioners Reserve or plus the minimum cash value or plus a modified cash value.