Description: This article summarizes a proposal which combines two independent but complimentary ideas regarding loans for post-secondary education in the U.S.: 1. Individuals repay the loans by committing a percentage of their future income for twenty-five years [but not beyond age 65] rather than by a fixed dollar amount, and 2. A portion of the 5ocial 5ecurity [OASDI] Trust Funds be used as initial capital to finance those loans. From Actuarial Research Clearing House 1991, Vol. 1.