Description: Panelists discuss underwriting issues as they relate to: re-entry term products, preferred/standard-risk classifications, single-premium products, simplified-issue markets, and jumbo face amounts requiring careful financial underwriting and care about alcohol and drug abuse. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: Presented at May 1986 Spring Meeting. Discusses how decreases in mortality and improvements in selection of risk techniques are being offset by increased lapse rates and selection costs. The panel discussed current and anticipated responses.