Description: Panelists discuss the results of a survey of 59 responding companies about their student programs, how their own student programs are evolving with the changing actuarial-exam structure [with the Flexible Education System, FES, and the Future Education Methods, FEM], and how student programs might continue to change as the needs for actuaries evolve. Many questions and comments from the audience. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.