Description: Discusses the impact of federal income-tax laws on policyholders, insurance companies, and product design and marketing. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: This paper presents an analysis of the basic actuarial theory for life insurance policies which have fixed premiums, the entire reserve held in a separate account, the assets of which would be invested primarily in common stocks, etc. From Transactions of Society of Actuaries 1969, Vol. 21 Pt. 1, No. 61

Description: This panel discussion session looked at recent and proposed regulation of life insurance underwriting. Specific topics included: i. Problems with traditional underwriting classifications: privacy, disclosure, anti-discrimination, etc. 2. New and acceptable classifications: smoking, lifestyle, build, blood pressure, finances, etc. 3. Possible transition problems: existing policies, persistency, coordination of previous data with newer classes, etc.

Description: This session from the 1983 SOA Hollywood, Florida Meeting discusses alternative retention/replacement strategies such as unilateral enhancements and bilateral updates, the impact of universal life, UL, as an internal replacement, the impact on policy loans and benefit increases and the reinsurers' position on replacements. From Record of the Actuaries Vol. 9, No. 4

Description: The paper 'Analysis of Basic Actuarial Theory for Fixed Premium Variable Benefit Life Insurance' by Messrs. Fraser, Miller, and Sternhell presents one approach to variable life insurance, and the discussions which follow it explore some alternative formulas for reserve calculations.