Description: This paper discusses a brief history of policy loans, a description of the problems being experienced by companies and possible solutions. A discussion of the paper follows. From Transactions of Society of Actuaries 1977, Vol. 29.

Description: Discusses the results of the SOA’s 2009 UL secondary guarantee study conducted by the Policy Behavior in the Tail PBITT working group.

Description: In this panel discussion session, the participants discuss programs to update existing life insurance policyholders, which some companies have implemented in light of rapidly changing economic conditions, namely inflation.

Description: In this session the panel members speculate about the future of permanent life insurance. The discussion looks at term versus permanent and the considerations due to inflation, regulations, taxes, etc.

Description: Presented at May 2002 Spring Meeting. This session examines how the revised version of the Valuation of Life Insurance Policies 'XXX' has been implemented in many states for two years and provides updates on various aspects of XXX.

Description: This article discusses the the 1998 alternartive XXX model regulations and the potential tax impact on the definition of life insurance and on reserve deductions associated therewith.

Description: This panel at the SOA 1991 Atlanta Annual Meeting discusses equity between and among policyholders from the viewpoint of both mutual and stock companies. A variety of issues are explored in terms of how to maintain equity, including dividends, adjustable premium and/or benefit products, replacements and 'update' programs.

Description: This 1978 session on individual life product development included discussion on: 1. Major revisions, reasons for change, innovative techniques, and problems. 2. New products and special considerations.

Description: This paper described techniques used to keep existing policies up to date. One technique involved increasing the reserve interest rate of previously issued business to the level being used for new business as permitted by law. From Transactions of Society of Actuaries 1980, Vol. 32.

Description: The following topics were discussed at concurrent sessions: 1. The Actuary's responsibilities- pensions, 2. Policy loan problems, 3. New forms of group insurance, and 4. Corporate financial management of mutual life insurance companies. From Transactions of Society of Actuaries, 1974 Vol. 26, Pt. 2D, No. 75AB.