Description: Panelists at this session of the SOA 1997 Palm Desert Spring Meeting present current developments in both Medicare risk programs and Medicare supplement products.

Description: This session discussion is about the characteristics common in HMOs concentrating on the small employer market, Preferred Provider Organizations marketed to small employers, items requiring special attention when marketing Alternate Delivery Systems to small employers, alternate delivery options in an integrated multiple options package. From Record of the Society of Actuaries Vol. 12, No. 1.