Description: This session from the 1995 SOA Boston Meeting reviews the effects on term insurance product design of reserve requirements resulting from the NAIC's XXX and New York Regulation 147 and the pricing implications on term and universal life UL. From the Record of the Society of Actuaries, Vol. 21, No. 4a.

Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held April 18-19 in New Orleans. Recognizing that over the past few years, pricing actuaries have increasingly adopted marginal expense assumptions in pricing, the panelists discuss strategy and pricing considerations, including marginal strategies, fixed versus variable costs, and treatment of corporate overhead. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 1.

Description: Discussion of formulas for determining substandard extra cost of insurance charges for universal life or variable universal life policies.