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  • Utilization: Long-Term Care’s “Middle Child”
    Utilization: Long-Term Care’s “Middle Child” The basics and importance of the utilization assumption for long-term care insurance. long-term Care=LTC;long-term care reserves;long-term care ...

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    • Authors: Michael Emmert, Michael Bergerson
    • Date: Dec 2017
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Landing Spots: Offsetting premium increases through changes to inflation protection
    Landing Spots: Offsetting premium increases through changes to inflation protection Discussion of landing spots and alternative options available to insureds at the time of an LTC rate increase.

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    • Authors: Michael Bergerson, John Hebig
    • Date: Dec 2016
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Advantages, Disadvantages and Considerations for LTC Policy Buyouts
    Advantages, Disadvantages and Considerations for LTC Policy Buyouts Long-term care policy buyouts have been discussed within the industry lately as an additional policyholder option alongside a ...

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    • Authors: Michael Bergerson, Jeff Anderson
    • Date: Feb 2020
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • COVID-19 Impact on Long-Term Care Insurance 2020 Survey
    COVID-19 Impact on Long-Term Care Insurance 2020 Survey The Society of Actuaries (SOA) retained Milliman, Inc. (Milliman) to conduct a survey on the impact of COVID-19 on Long-Term Care (LTC) ...

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    • Authors: Andrew H Dalton, Robert T Eaton, James Stoltzfus, Michael Bergerson
    • Date: Mar 2021
    • Competency: External Forces & Industry Knowledge
    • Topics: Long-term Care
  • Conducting a Long-Term Care Experience Study
    Conducting a Long-Term Care Experience Study Pitfalls with long-term care experience studies and tips for dealing with them. Long-term care = LTC;Long-term care insurance = ...

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    • Authors: Matthew John Winegar, Michael Bergerson
    • Date: Jan 2013
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
    Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance Actuarial equivalence in long term care rate increases may be ...

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    • Authors: John Hebig, Michael Bergerson
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • So what's the good news?
    So what's the good news? Stories about the good that LTC policies do for some insured. Long-term care insurance=LCTI;Long-term care=LTC;Long-term care insurance policies;Policyholder ...

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    • Authors: Michael Bergerson
    • Date: Dec 2016
    • Competency: Strategic Insight and Integration>Big picture view
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
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