Description: Presented at June 1986 Spring Meeting. This session discussion is about the current position of the Treasury Department on deregulation, whether banks should underwrite insurance, partnerships between agents and financial institutions, persistency and expense considerations, and tie-in sales.

Description: This session from the 1976 SOA Fall Meeting discusses the NAIC Model Life Insurance Soliciting Regulation, the impact on the sales presentation process and the recent upsurge of interest in simplified language for life insurance policies.

Description: Discussion on the future of permanent life insurance. The panel examines whether cash value life insurance will continue in light of uncertain economic future, double digit inflation, competitive term products, replacements, increasing policy loans, attractive alternative savings products and the consumerist/regulatory atmosphere. g. Consumerist and regulatory atmosphere? h. Possible changes in tax, nonforfeiture and valuation laws?

Description: This panel discussion, presented at the SOA's May 1976 Meeting in Houston, covered information and opinions related to consumerist trends and their actuarial implications. Discussions included: the U.S. Senate's Consumer Information and Fairness Act, NAIC disclosures, entitlement, changing life styles, confidentiality, availability of coverages, and Canadian consumerist developments.