Description: The main emphasis of this paper is on the twenty-year costs and illustrative yields, the relative cost of early withdrawal and the most perspicuous way in which this can be presented to the policyholder are also considered. From Transactions of Society of Actuaries 1969, Vol. 21, Pt. 1, No. 59 AB.

Description: The objective of this paper is to demonstrate that the long-term trends in the rate of company expansion affect policyholder costs and estimate the amount of the impact. Followed by several discussion papers submitted

Description: This is a discussion about measuring and comparing net costs for life insurance and determining a proper method for doing so. From Transactions of Society of Actuaries 1969, Vol. 21 Pt. 2, No. 59AB

Description: This paper shows how net costs of virtually all life insurance contracts may be compared, using, for each contract, the ratio of two interest-adjusted cost indexes denoted as Interest Adjusted Cost indexes. The paper includes a discussion of how the relative cost of early termination of the contract may best be shown to the buyer. Followed by discussion papers submitted by various authors

Description: This paper develops a technique for calculating interest-survivorship, specific, twenty-year policyholder costs for participating insurance. From Transactions of Society of Actuaries 1969, Vol. 21, Pt. 1, No. 59 AB.