Description: Discusses: 1. The Guaranteed Insurability Option - how have companies been promoting and problems that have been encountered 2. Insurance at age zero - with drop in mortality under 1958 CSO, will more companies offer, mortality experience and underwriting, the effect in Canada of the removal of the graded amount requirement from the Uniform Insurance Acts.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1955 Society of Actuaries Eastern Spring Meeting, held March 24-25 in New York City. The article identifies the participants and summarizes each person’s comments. The participants discuss the reliability of the indications of the 1954 Committee Report, and the possible effects of inflation, economic activity, and the growing popularity of business insurance. They also discuss what changes in limits and underwriting policies for large amounts may be indicated. From Transactions of Society of Actuaries 1955 Volume 7, Number 18.