Description: The report details data from a number of carriers on the percentage of LTD claimants who are receiving disability benefits from other sources that offset their LTD benefits and how this percentage is affected by various factors.

Description: The main focus of this report is the presentation of information and methodologies to support the analysis of the financial impact of AIDS on individual companies writing life insurance in the U.S. Topics include reserving and development of valuation tables used for both statutory and GAAP accounting. This report should be viewed as a supplement to the Individual Life Report. Many of the issues and conclusions in the Individual Life Report are equally applicable to individual disability insurance and are therefore not discussed herein. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: The report analyzes the results of a survey of LTD carriers in the United States, focusing on how LTD carriers reflect benefit offsets in the valuation of their reserves.

Description: This report has been assembled by the Task Force as a comprehensive guide to practicing actuaries in evaluating the impact of AIDS on the solvency of life and health insurance companies in the US and Canada. From Transactions of Society of Actuaries 1988, Vol. 40, Pt. 2.