Description: A question from a reading regarding the accuracy of a comment from the December 2016 issue of The Financial Reporter article titled “Negative GAAP Term Insurance Reserves—to Floor or Not to Floor?”

Description: Full version of The Financial Reporter, Issue No. 65, June 2006.

Description: A discussion on how to use data visualization for model controls.

Description: This article walks through the process of building a cluster model using off-the-shelf software.

Description: There is surprisingly little guidance on whether negative GAAP term reserves should be floored. This article addresses some of the considerations for flooring.

Description: This paper discusses contracts sold by states which promised to provide tuition in the future for a fixed price. Because these contracts provide a benefit whose dollar value is uncertain at the time of sale, these contracts contain significant risks to the states and create a challenge to the actuaries who opine on the adequacy of the trust funds to provide the benefits promised by these contracts. This article discusses some of the implications of the method used by the major states to project tuition inflation and explores other possible methods. From Actuarial Research Clearing House 1993, VOL. 3.

Description: Deep learning neural network applied to experience analysis for post-level term lapse and mortality.

Description: A discussion of the limitations of the use of spreadsheets versus formal programs in actuarial processes. including limited documentation, inability to incorporate new features without significant coding and subtle bugs that may appear.

Description: Chronically low interest rates are a reflection of macroeconomic trends. Care must be exercised in making assumptions regarding mean reversion.

Description: How to deal with worst practices in spreadsheets and still have verifiable results.