Description: This 1977 panel discussion examined the surplus needs of life insurance companies. Topics included: 1. A status report of Trowbridge Committee on Valuation and Related Matters 2. The purpose of surplus 3. The amount of surplus required for group insurance 4. The amount of surplus required for ordinary and group business with a savings element

Description: This 1979 session is about the paper, Some Actuarial Considerations for Mutual Companies. Topics included: 1. Surplus management programs 2. Methods of managing company performance