Description: Covers 1980 experience under individual loss-of-time policies in the first and second years of the benefit period, and historical data is shown from 1974 forward.

Description: The Society of Actuaries and LIMRA have sponsored a U.S. Individual Disability Income Persistency Study. The report, authored by Cathy Ho and Steve Elek, presents the results of a study of individual disability income (“IDI”) lapse experience in the United States between observation years 2000 and 2007. This is the first report in a two-part series that will present results of a study conducted jointly by LIMRA and the Society of Actuaries (SOA) and based on data provided by 12 individual disability income insurance writers.

Description: Covers the 1978 - 1982 morbidity experience for employer/employee groups.

Description: This paper looks at how smaller companies are expanding their operations in the disability income, accident and sickness field, what the problems and the expectations of satisfactory financial results are and how the Society can assist members in the constructive development of this business. A discussion of waiver of premium riders on life insurance policies was also discussed.

Description: This literature guide focuses on the distribution costs, especially the field compensation costs, that are incurred through the traditional general agency, branch office or brokerage structures for individual life, annuity and disability products.

Description: This article offers a brief summary of experience for individual disability income policies based on individual disability income policies which have their first benefit year beginning during 1982 and 1983.

Description: Presents the results of the continuing study of the morbidity experience of Group Long Term Disability Insurance. Experience included in the report is for the period 1974 - 1978 and is predominantly that of employer-employee groups located in the U.S and is largely for plans that appear not to have been the result of bargaining.

Description: Covers the morbidity experience for the 1977 - 1981 period.

Description: Preface to the Group Weekly Indemnity Insurance and the Group Long Term Disability Insurance studies.

Description: This study provides 1970-1971 experience under loss-of-time policies.