Description: Small companies face numerous challenges and opportunities when developing supplemental health insurance products. This is particularly true because of the competitive nature of these products and the innovations happening in the supplemental health market. This article explores the challenges regarding rating, the volatile regulatory environment, product flexibility, and distribution. In addition, the article identifies competitive advantages that small companies may have in the supplemental health market.

Description: Oklahoma Commissioner Mulready and Cindy Goff from the ACLI will provide an overview of regulatory issues impacting the Supplemental Health insurance market.