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Report on Premium Persistency Assumptions of Flexible Premium Universal Life Products
Report on Premium Persistency Assumptions of Flexible Premium Universal Life Products This ... (GAAP)/international financial reporting standard (IFRS) functions. This article covers some general results ...- Authors: Carl Friedrich, Donna Christine Megregian, Susan Saip
- Date: Oct 2012
- Competency: Strategic Insight and Integration>Big picture view
- Publication Name: Product Matters!
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting; Life Insurance>Pricing - Life Insurance
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Term Life Insurance Survey Results
Term Life Insurance Survey Results This article includes a summary of the key discoveries ... portfolio approach in pricing term products. Overall, 17 of 32 participants assume a portfolio approach and ...- Authors: Susan Saip, Carl Friedrich
- Date: Feb 2022
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Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey This article ... under AG 49-A relative to AG 49 were reported by 17 of the 22 participants that write IUL business. The ...
- Authors: Susan Saip
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Annual Survey Provides Insight into the UL & IUL Market
2014–2016, and for 2017 as of Sept. 30, 2017 (YTD 9/30/17) is shown in Figure 1. Sales were defined as the ... and 71.7 percent fully underwritten. For YTD 9/30/17 UL sales, the dis- tribution by underwriting approach ...- Authors: Susan Saip
- Date: Oct 2018
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Current Dynamics of Universal Life and Indexed UL
Current Dynamics of Universal ... io n UL 39% 6% 21% 47% 32% 6% 59% 35% 17% 33% 50% 6% 63% 31% 20% 40% 40% US LG Ca ... io n UL 39% 6% 21% 47% 32% 6% 59% 35% 17% 33% 50% 6% 63% 31% 20% 40% 40% US LG Ca ...- Authors: Susan Saip
- Date: Oct 2013
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life and Indexed UL Trends
iv id ua l U L Sa le s 57% 56% 56% 66% 13% 15% 17% 12% 29% 28% 27% 23% 16 | JUNE 2010 | Product ... Falling Short Product Matters! | JUNE 2010 | 17 Nearly half of survey participants are reacting ...- Authors: Susan Saip
- Date: Jun 2010
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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What's Trending in the Universal Life Market? More of the Same
sales and CAIUL sales increased from 5 percent to 17 percent of total current assumption UL/ IUL sales ... illness riders as a per- cent of total sales were 17 per- cent for UL products. Since more new IUL products ...- Authors: Susan Saip
- Date: Oct 2015
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life and Indexed UL Current Trends and Reactions
Universal ... Assumption UL 66% 68% 62% 64% 21% 15% 22% 16%18%17% 17% 15% Figure 1 Ul Product Mix by Year NOVEMBER ... 60% 10% Current Assumption UL 33% 40% 27% 17% Cash Accumulation IUL 10% 74% 21% Current ...- Authors: Susan Saip
- Date: Nov 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Drivers of the UL/IUL Market
Drivers of ... 40 50 60 70 20132012 17% 68% 61% 60% 61% 15% 19% 20% 22% 18% 22% 17% 2014 YTD 9/30/2015 Pe ... Exceeded Met Fell Short 0 20 40 60 80 100 ULSG 17% 22% 61% Cash Accumulation UL 8% 58% 33% ...- Authors: Susan Saip
- Date: Nov 2016
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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How Do Your Universal Life and Indexed UL Products Stack Up?
with LTC riders as a percent of total sales were 17 percent for UL products and 9 percent for IUL products ... Cash Accumluation UL Current Assumption UL 17% 22% 9% 6% Total Individual IUL IULSG Cash ...- Authors: Susan Saip
- Date: Dec 2014