Description: A perspective of the impact on the insurance industry after the first decade of AIDS in the US.

Description: Some life insurers in Canada are pioneering a creative new noncontractual approach to meeting the financial needs of terminally ill insureds who may need funds for medical and living expenses. Funds are made available by lending a portion of the death benefit to the terminally ill insured. This is a loan against future death proceeds it is independent of loans against any cash value, which would be used first.

Description: This session discussion is about research on the financial implications of AIDS, particularly reserving and pricing implications, has been conducted by several major actuarial bodies. Their up-to-the-minute findings and recommendations will be presented at this meeting. We will then have an open discussion of these reports and also discuss what actions companies have already taken or plan to take. From Record of the Society of Actuaries Vol. 15, No. 2.

Description: This report has been assembled by the Task Force as a comprehensive guide to practicing actuaries in evaluating the impact of AIDS on the solvency of life and health insurance companies in the US and Canada. From Transactions of Society of Actuaries 1988, Vol. 40, Pt. 2.