Description: The term manipulation means designing policies in such a way that they have attractive net cost indexes but are, nevertheless, a very poor buy for the consumer. This panel discusses what is meant by manipulation problem, how serious it is how the NAIC Advisory Committee proposes to deal with it and what responsibilities actuaries have in connection with this problem. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: This 1978 session discussed Individual Life Products in the Employee Market including: 1. The current status of the Section 79 market 2. The Retired Life Reserve concept 3. Trends in deferred compensation products 4. Recent activity in key person and split dollar markets.