Description: This session discussion is about term insurance developments, product design trends, AIDS considerations, reinsurer's support or lack thereof, recent statutory developments and nontraditional term products. From Record of the Society of Actuaries Vol. 15, No. 3B.

Description: This session at the SOA 1990 Annual Meeting explores surplus management from the standpoints of the role of surplus in the development of a competitive stragegy, sources of surplus including reinsurance, and the role of rating agencies in setting surplus levels.