Description: The Actuary Vol. 22, No. 3. This editorial discusses the impact of the AIDS epidemic on financial security programs and what to do about it.

Description: This article provides a very high level overview of accelerated underwriting programs and their history in the US marketplace. It then discusses setting up an actuarial control cycle for such products and some items related to risk management that are helpful in this setting. Pros and cons of retrospective studies, random holdouts, targeted holdouts and post issue analysis are discussed. A mathematical example of how to estimate the mortality impact of such programs from early emerging experience is provided.

Description: Expanding channels and datasets to understand our policyholders

Description: This article provides an overview of critical illness insurance: history, product description, and the three primary ways to offer critical illness coverage in the United States. This article also contains an illustration of an issue age premium rate calculation, as well as product features and rating applications specific to the various types of critical illness coverage.

Description: The article highlights the key components of the PBR resource manual and analyze its implications for companies' assumption management practice.

Description: London's book supersedes the graduation monograph of Morton D. Miller and T.N.E. Greville’s Study Note on the Society of Actuaries’ syllabus. Although London's book covers much the same methods as did the predecessors, he adds emphasis to the Bayes Theorem and also emphasizes techniques making good use of personal computers.

Description: Discusses a proposal that was ultimately accepted to have the Medical Information Bureau take responsibility for SOA intercompany impairment studies.

Description: CMS provides ACOs with monthly claims data for members, including their medical visits and ACO program eligibility. This data can be divided into Membership and Claims tables through the ETL process. However, when calculating PMPY at specific levels of detail using these tables, issues arise due to unrelated dimensions, leading to inaccurate and understated results. This article presents a solution to this problem by utilizing Tableau's data blending capabilities.

Description: This article discusses what the U.S. Census Bureau has to offer. The information includes surveys on population, housing, income, expenditures, crime and health. In addition, it includes censuses and surveys of most U.S. businesses.

Description: Highlights from the 2002 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities.