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The Future Is Now: Wearables for Insurance Risk Assessment
The Future Is Now: Wearables for Insurance Risk Assessment In this article, we discuss the future of wearable technology in life insurance. Evidence from recent research shows that low levels of ...- Authors: June Quah
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications>Analytics and informatics; Life Insurance>Accelerated underwriting; Technology & Applications>Wearables & implants
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Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19
Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19 In the wake of the pandemic, much of the insurance industry is now endeavoring to find sustainable, longer-term ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance
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The Evolution of LTC/Life Combination Products
The Evolution of LTC/Life Combination Products The article summarizes some of the key changes in modeling, assumptions, underwriting, and design for long term care combo products over the past ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Enhancing the Value of Critical Illness Insurance
Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental health insurance product in the U.S. market. This article discusses how carriers have ...- Authors: Ashlee Borcan
- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Health & Disability; Health & Disability>Critical illness insurance
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Market Trends and Product Designs in a Rising Interest Rate Environment
Market Trends and Product Designs in a Rising Interest Rate Environment Recently the interest rates have been slowly trending up from the lowest point in August 2020. The focus of this article is ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance; Life Insurance>Product development - Life Insurance
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Operational Challenges for Insurers During the Coronavirus Outbreak
Operational Challenges for Insurers During the Coronavirus Outbreak The current coronavirus pandemic has caused a number of challenges for life insurers and this article summarizes the ...- Authors: Christopher Hessenius
- Date: Jun 2020
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Enterprise Risk Management>Operational risks; Life Insurance>Underwriting - Life Insurance; Life Insurance>Accelerated underwriting
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Accumulated Annuity Design
Accumulated Annuity Design A paper demonstrating how to obviate the need for market timing strategies in variable annuity products by judicious use of product design. The paper presents the ...- Authors: Lloyd A Foster
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Variable annuities
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Product Matters! Looks Back
Product Matters! Looks Back A look back over 20 years to see how product topics of the day have changed and remained the same. “Pitfalls in Indexed Equity Products” By Product Matters! Editorial ...- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities; Annuities>Equity-indexed annuities; Life Insurance; Life Insurance>Investment strategy - Life Insurance
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The Happiness Hedge
The Happiness Hedge This article helps illustrate that a guaranteed income stream in retirement has much more value than merely longevity protection. Used properly, a payout annuity is also a ...- Authors: Douglas Robbins
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Annuities; Pensions & Retirement>Defined contribution and 401k plans; Pensions & Retirement>Retirement risks; Pensions & Retirement>Post retirement risks
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The Perils of Long-Term Guarantees
The Perils of Long-Term Guarantees Long-term guarantees place unanticipated burdens on companies because of the degree to which the environment can change. These risks are compounded when ...- Authors: Matthew Easley
- Date: Feb 2020
- Competency: External Forces & Industry Knowledge; Leadership; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Economics; Economics>Behavioral economics; Economics>Financial economics