Description: To review 2021 and look forward to 2022 as the new Chair of the Actuary of the Future section council

Description: This piece is on Risk normalization and looks to draw upon underlying ideas as to why in some cases, risks are under or over analyzed from an individual perspective in society. This piece is intended to make the reader think about what risks they partake in on a daily basis that may have been 'numbed' in some sense by societal normalization fo these risk. Conversely, readers also may be questioned with what risks have overplayed by society, in particular risks that have been over inflated by media and other driving factors.