Description: Retirees and their advisors should construct diversified portfolios of retirement income, allocating among various retirement income classes that include Social Security, annuities, and systematic withdrawals from invested assets. This essay discusses the pros and cons of various retirement income generators and the issues with constructing retirement income portfolios.

Description: This essay advocates that the transition from DB to DC plans won't be complete until plan sponsors offer programs of retirement income in their DC plans. The essay discusses the relevant actuarial and behavioral issues.

Description: This paper examines the social structures that are determining retirement for female Baby Boomers, and what can be done for these women to reflect the shift from shared responsibility to individual responsibility for retirement security. From Retirement Needs Framework, M-RS00-1.

Description: Diverse Risks 2016 Call for Essays

Description: This session from the 1995 SOA Boston Meeting covers an overview of demographics in the U.S., the impact that population demographics have on sales and product design. From the Record of the Society of Actuaries, Vol. 21, No. 4b.

Description: This article brings forth a humorous discussion of fat executives stemming from the New York Times report which polled 15,000 executives showing that fat executives received less pay and are less likely to advance as quickly a lean persons.

Description: Average life expectancy has increased throughout the ages, but can this life expectancy trend continue indefinitely? From Reinsurance Section News, May 2005, Issue No. 55.

Description: Demographic changes around the world may present actuaries with an opportunity to tackle product development, risk management and asset allocation challenges involving financial and investment variables.