Description: This article provides an overview of critical illness insurance: history, product description, and the three primary ways to offer critical illness coverage in the United States. This article also contains an illustration of an issue age premium rate calculation, as well as product features and rating applications specific to the various types of critical illness coverage.

Description: This paper is a primer for actuaries with limited experience in accessing and using public data sets. From Small Talk Newsletter, November 2005, Issue No. 25.

Description: This report presents a two-part analysis of morbidity experience under individual loss-of-time policies, 1960-1963. The first part covers the full first year of the benefit period, while the second part analyzes experience under claims extending into the second year of benefits. From the Transactions of Society of Actuaries, 1965 Reports.

Description: The second report of a continuous investigation of Group Accident and Health experience, including Hospital and Surgical Expense benefits.

Description: Employer and payers need to actively seek change in the system of mental health care deliveryoperational, clinical, and financial change. From Financing Chronic Care Monograph, M-HB05-1.

Description: This article discusses the problems in estimating the prevalence of HIV infection.

Description: This is a discussion about senior citizens' policies and how they compare to other policies. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This 1963 Report presents an analysis of morbidity experience under individual loss-of-time policies during calendar years 1960-61 and a comparison of this experience with results for the period 1955-59.

Description: The results of the Large Group Medical Claims Study will be presented. Twenty-six insurers participated and nearly 200,000 claims were studied. Factors of the study included plan type, deductible level, hospitals versus other charges, age and gender of claimant, diagnosis, and ZIP code. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: A recent study sheds light on the measurement and implications of the relationship between increased morbidity and declining disability. The results were not consistent across all populations. This study of the compression of morbidity is part of a wider project called the M-project, led by the four authors, which aims to explore the demographic factors leading to an increase in the adult longevity, investigate the phenomenon called the compression of mortality and develop a new methodological approach to longevity analysis with focus on the modal age at death M.