Description: In this paper, the calculation of life insurance functions taking an HIV+ life into consideration is examined. From Transactions of Society of Actuaries 1989, Vol. 41.

Description: This discussion at a SOA 1967 Regional Meeting covers individual life and health insurance topics including individual health loss of time coverages, life underwriting, reinsurance, individual annuity retirement plans in Canada, market testing new products.

Description: The main emphasis of this paper is on the twenty-year costs and illustrative yields, the relative cost of early withdrawal and the most perspicuous way in which this can be presented to the policyholder are also considered. From Transactions of Society of Actuaries 1969, Vol. 21, Pt. 1, No. 59 AB.

Description: This study covers inter-company mortality experience under standard ordinary insurance issues between 1967 AND 1968 anniversaries.

Description: This is the table of contents of the 1971 reports of mortality and morbidity experience.

Description: This 1972 report covers the intercompany mortality experience under Standard Ordinary insurance issues between 1970 and 1971 anniversaries, and also for the period between 1966 and 1971 anniversaries where the volume of data over one year's exposure was insufficient.

Description: This report provides the Substandard Ordinary mortality experience on life insurance policies during the first fifteen policy years. The study covers experience between 1972 and 1977 policy anniversaries.

Description: This discussion presents the intercompany experience under Standard Ordinary life policies data in groupings and formats not shown in the regular report. The first table shows 1981 - 1986 mortality ratios for grouped ages, split by type of underwriting. The 2nd table shows smoker and non-smoker mortality for 1985 - 1986 by type of underwriting and age groups. The 3rd table shows smoker polices in 1985 as a percent of policies issued by type of underwriting and age groups.

Description: This paper discusses adjustable life insurance and certain theoretical problems of these policies. It also covers how the Commissioners Reserve Valuation Method, CRVM, may be extended to cover adjustable life policies and defines formulas for the additional expense allowance at the time of change. A discussion of the paper follows. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: This discussion at the SOA 1968 Philadelphia and Los Angeles Regional Meetings focuses on federal income tax questions including recent rulings, company organization around tax work, the role of actuaries, and Canadian developments.