Description: This discussion at a SOA 1967 Regional Meeting covers individual life and health insurance topics including individual health loss of time coverages, life underwriting, reinsurance, individual annuity retirement plans in Canada, market testing new products.

Description: This discussion at the 1967 Annual Meeting is about issues facing new companies including the areas of marketing, personnel, capital and surplus, financial projections, and communications.

Description: This is a discussion of the paper, National Service Life Insurance by William A. Poissant. From Transactions of Society of Actuaries 1950, Vol. 2, No. 4.

Description: This is a discussion about agency matters such as: new agents, experienced agents, general agents and managers, agent survival rates, etc. Also discussed is the impact that Medicare will have on private health insurance business. From Transactions of Society of Actuaries 1966, Vol. 18 Pt. 2, No. 50.

Description: This discussion explores lapse experience on business financed at or near issue through policy or bank loans, the amount such financed business is increasing or decreasing, and the extent the exercise of the Fifth Dividend Option in practice is being confined to policyholders interested in minimum deposit policies.

Description: This paper was written at the suggestion of the Education and Examination Committee which expressed a need for review of recent developments in methods of dividend distribution. It may well be argued that there are no really new developments in the theory of distribution, but merely changes in practice represented by the introduction of various refinements in the dividend distribution process. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: This discussion examines the following questions: What is the actuary's role in developing modern methods for financing field men? Can the actuary best perform this function as an agency executive or as an actuary outside the agency department? Is it desirable to market both life insurance and casualty insurance through the same agent? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This report presents a new set of select and ultimate expected individual life insurance lapse tables, based on inter-company experience of standard ordinary business between 1971-1972 policy anniversaries. Discussion includes overview of how the data was collected and how the tables were constructed and how they should be applied in practice.

Description: This discussion is about agency problems, particulary the extent of policy replacement abuses, replacement commission rules that have been effective in controlling replacements and the effect on policyholders of replacement. From Transactions of Society of Actuaries 1961 Vol. 13 pt. 2

Description: This is a discussion of recent experience for companies of first year lapses, surrenders at policy durations with appreciable cash values, total voluntary terminations and factors which contribute to current lapses and surrenders. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2