Description: This discussion looks at considerations involved in determining interest rates and when deciding upon a reserve interest rate, the factors which warrant consideration. The panel also explores changes deemed appropriate with the new federal income tax law. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This general discussion focused on: A. The increase on maximum limits on single premiums accepted based on investment conditions, B. Steps a smaller company might take to meet the current demand for pension plans, C. The extent to which companies have: 1. Transferred to their field or district offices functions which had previously been performed in the home office 2. Transferred to the home office or to central collection offices functions which had previously been performed in agency offices D. Steps taken to revise or supplement company retirement plan benefits to recognize higher salary scales and the possibility of still further inflation, E. The advantages and disadvantages of the Bank Loan Plan under which a policyholder purchases a limited payment life policy and borrows part of the premium from a bank, and F. Changes which have been made in War Exclusion Riders, Disability and Double Indemnity provisions.

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Discussion of Subjects of Special Interest’ addresses the Life Insurance Company Income Tax Act of 1959.

Description: This discussion is about the mortality margins and mortality rates. From Transaction of Society of Actuaries 1961 Vol. 13 pt. 2

Description: This general discussion focuses mainly on automatic premium loans. From Transactions of Society of Actuaries 1950, Vol. 2, No. 3.