Description: This session will discuss the implications of a proposed federal catastrophic long-term care program, the WISH Act. The session will focus on the benefit to consumers, the financial soundness of the proposed program and the regulatory steps necessary to achieve the desired public/private insurance program goals. The session may also consider state based reform proposals.

Description: We explore copay accumulators, copay maximizers, and various programs available in the commercial market. We discuss health plan, member, PBM, and pharmaceutical manufacturer implications, in the commercial market itself and other markets.