Description: Cancer Insurance is among the latest products singled out for assault. Consumer advocates, Congressional committees, federal agencies and State insurance departments all have had their well-publicized say. Some of the last-named have wielded the executioner’s axe, prohibiting its issue. This article reviews the arguments against cancer insurance and rebuts them.

Description: This article provides an overview of critical illness insurance: history, product description, and the three primary ways to offer critical illness coverage in the United States. This article also contains an illustration of an issue age premium rate calculation, as well as product features and rating applications specific to the various types of critical illness coverage.

Description: Health Watch, Issue 79, December 2015, Health Watch

Description: Voluntary health insurance coverage options are described including hospital indemnity, accident plans, disability insurance, and critical illness policies.

Description: Critical illness insurance is a popular supplemental health insurance product in the U.S. market. This article discusses how carriers have recently sought to add value by expanded the benefits offered in their critical illness products. Specifically, the article discusses the consumer need and development considerations of adding benefits for autism Spectrum Disorder, Mental health disorders, Specified Disease Coverage, and enhance Cancer Coverage to a critical illness contract.

Description: After witnessing strong sales of similar products in Japan and the United Kingdom, a number of U.S. insurers have recently jumped aboard the critical illness insurance express and are developing this product for sale in the United States.

Description: This article announces the following reports on AIDS available from The Canadian Institute of Actuaries: 1. Memorandum covering AIDS from the Chairman of the Committee on Life Insurance Company Financial Reporting, 2. 1988 Guidance Notes for Valuation Actuaries, Report of the Subcommittee on Valuation, Task Force on AIDS, 3. First Report of the Subcommittee on Modeling, Task Force on AIDS, and 4. Second Report of the Subcommittee on Modeling, Task Force on AIDS, An Analysis of USA Data.

Description: Feature article with helpful hints on video conferencing and more!

Description: Discussion of recent developments in the taxation of noncoordinated benefits such as fixed indemnity, hospital indemnity, and specified disease insurance policies. Developments include a recent Chief Counsel Advice Memorandum and proposed triagency rulemaking that would impact non coordinated benefits.

Description: Critical Illness Insurance properties, underwriting issues, finding incidence rates, regulation issues, Rate Calibration Formula. Issue No. 39