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  • Landing Spots: Offsetting premium increases through changes to inflation protection
    Landing Spots: Offsetting premium increases through changes to inflation protection Discussion of landing spots and alternative options available to insureds at the time of an LTC rate increase.

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    • Authors: Michael Bergerson, John Hebig
    • Date: Dec 2016
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Benefit Reductions to Offset LTC Premium Increases: Evaluating Options
    Benefit Reductions to Offset LTC Premium Increases: Evaluating Options Description of benefit reduction options that are available to insureds at the time of a rate increase and how regulators ...

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    • Authors: John Hebig
    • Date: Aug 2015
    • Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
    Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance Actuarial equivalence in long term care rate increases may be ...

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    • Authors: John Hebig, Michael Bergerson
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance