Description: The Canadian Institute of Actuaries (CIA) and the Society of Actuaries (SOA) engaged RGA Reinsurance Company (RGA) to undertake a research project on Canadian level premium term life insurance products with a particular focus on the magnitude and impact of the “shock lapse” at the end of the level premium period. This project is similar to the SOA-sponsored research completed by RGA for U.S. term plans in 2010 and updated September 2013 and May 2014.

Description: This study covers inter-company mortality experience under standard ordinary insurance issues between 1967 AND 1968 anniversaries.

Description: This is the table of contents of the 1971 reports of mortality and morbidity experience.

Description: This 1972 report covers the intercompany mortality experience under Standard Ordinary insurance issues between 1970 and 1971 anniversaries, and also for the period between 1966 and 1971 anniversaries where the volume of data over one year's exposure was insufficient.

Description: This report provides the Substandard Ordinary mortality experience on life insurance policies during the first fifteen policy years. The study covers experience between 1972 and 1977 policy anniversaries.

Description: This discussion presents the intercompany experience under Standard Ordinary life policies data in groupings and formats not shown in the regular report. The first table shows 1981 - 1986 mortality ratios for grouped ages, split by type of underwriting. The 2nd table shows smoker and non-smoker mortality for 1985 - 1986 by type of underwriting and age groups. The 3rd table shows smoker polices in 1985 as a percent of policies issued by type of underwriting and age groups.

Description: A recommendation for a set of improvement factors that vary by gender and attained age to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table for AG-38 purposes.

Description: The purpose of this survey is to gather a high-level view of U.S. Group Term Life Insurance mortality results during the COVID-19 pandemic, as compared to prior period baseline mortality results. The datasets for this report encompass all Group Term Life claims reported to participating carriers as of August 31, 2020. The Committee is grateful that 20 of the top 21 U.S. Group Term Life insurers are participating in this survey, with market share representing roughly 90% of the industry.

Description: Fixed Indexed Annuity Experience Study – Policy Years 2013-15

Description: This report presents the findings of the 1970 report on mortality on policies with large amounts. This study covers the experience between policy anniversaries in 1963 and 1968 in the first twenty-five policy years of the issues of 1939 and 1967.