Description: This session discussed about expected trends in medical care costs, changes in Medicare reimbursement practices and their short- and long-term effects, the emerging responsibility for providing long-term care, rise of managed health care, new and old participants, selection issues, multiple options, and small group market.

Description: Panel session discussion of how universal access, quality of care, and controlling health care costs are being addressed in Latin American countries.

Description: This panel discussion focuses on long term disability insurance examining the market, overinsurance problem, and new product designs.