Description: This discussion about group Life and group Accident and Health insurance covered over insurance, medical catastrophe coverage, conversion privilege, and the regulatory environment. From TRANSACTIONS OF SOCIETY OF ACTUARIES, 1953 VOL. 5 NO. 11.

Description: Discusses product experience and practices with regards to long term disability, the extent group underwriting practices are followed with groups of 5 to 25 lives, changes made in the provisions of group annuity and other insured pension plans to coordinate or otherwise recognize the newly legislated monthly disability benefits under the OASI program, and practices and experience with regards to high face amount life insurance.

Description: This discussion on multiple lines looks at problems facing a small company on expanding its operations into one or more of the following fields: Group Life Insurance, Individual accident and health insurance, Group accident and health insurance, and pension trust business.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss group life and health insurance, including modifications of standard underwriting controls and administration practices for groups of less than 25 lives claim experience and other matters relating to those smaller groups the experience of companies writing hospital plans new forms of group accident and sickness benefits [e.g. major medical] and experience on conversions of group accident and sickness. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: This discussion on statistical analysis and group insurance examines the use of Reports of Mortality and Morbidity by smaller companies, practices followed to obtain a satisfactory experience with group accident, sickness and group hospital, surgical and medical coverages. From Transactions of Society of Actuaries 1955, Vol. 7, No. 18.

Description: This general session discussion looks at: A. Methods available to decide the percentage of the premium that should be used for life insurance, weekly indemnity benefits, hospitalization and surgical benefits. B. Formulas devised for computing contingency reserves for possible losses on mortgage loans and real estate. C. Extent to which companies are using participating forms for the following coverages: 1. Annuities in the benefit stages and/or supplementary contracts involving life contingencies after expiry of the term certain period 2. Family income and other decreasing term rider benefits 3. Extended term insurance D. Methods developed for pricing annuities and settlement options derived from an annuity table without provision for mortality improvement

Description: Discusses considerations taken in determining desirable limits on the amount of group life insurance per life - apart from legislative restrictions, problems presented in the extension of group medical insurance to retired lives, and recent group medical experience.

Description: This is a discussion on group life insurance. The discussion focuses on looking at the current practices in determining the Group Life conversion, methods used to allocate the cost of conversion to Group Life and agent compensation. From Transactions of Society of Actuaries 1950, Vol. 2, No. 3.