Description: The main emphasis of this paper is on the twenty-year costs and illustrative yields, the relative cost of early withdrawal and the most perspicuous way in which this can be presented to the policyholder are also considered. From Transactions of Society of Actuaries 1969, Vol. 21, Pt. 1, No. 59 AB.

Description: This discussion looks at the valuation methods of small companies. From Transactions of Society of Actuaries 1951, Vol. 3, No. 6.

Description: This paper looks at and defines the Term Conversion Option. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: In this paper, the calculation of life insurance functions taking an HIV+ life into consideration is examined. From Transactions of Society of Actuaries 1989, Vol. 41.

Description: This paper discusses adjustable life insurance and certain theoretical problems of these policies. It also covers how the Commissioners Reserve Valuation Method, CRVM, may be extended to cover adjustable life policies and defines formulas for the additional expense allowance at the time of change. A discussion of the paper follows. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: This is a discussion of the paper, 'The Effect of Varying Interest Rates' by Charles H. Connelly, involving the use of two interest rates, varying by duration, for valuation.

Description: The effect on level premium reserves of a change in the interest or mortality basis can often be predicted by the results obtained in Spurgeon's Life Contingencies, Chap. X, pp. 185-190. This note offers formulas to demonstrate the effect of such changes.

Description: 1959 SOA Regional Meetings in Atlanta and San Francisco. These panel discussions reviewed procedures, techniques and vehicles used to provide benefits to retired employees. The panels also discussed Group Insurance Dividends and Major Medical issues.

Description: This is a discussion of the paper, A Present Value Approach to Profit Margins and Dividends by Harwood Rosser. From Transactions of Society of Actuaries 1951, Vol. 3, No. 7.

Description: This panel discussion recorded in the Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB addressed smaller company considerations with respect to Guaranteed Insurability, Family Policy problems, and actuarial research.