Description: Examines the extent of practicality for smaller companies to follow the action of some of the larger companies in offering new policy forms and riders such as, Guaranteed Insurability Option on birth of a child, Educational Plans, Father-Son Policies, and Life and Health insurance protection for future children. Also discusses conservation efforts.

Description: Discussion of the 1958 CSO Mortality Table: 1. Considerations regarding continuous functions, age last birthday and changing reserve methods 2. Likelihood of Canadian adoption 3. Impact on extended insurance and automatic premium loan provisions.