Description: 1993 SOA Spring Meeting, San Diego. This session is about stop loss insurance and some of the issues associated with it. Product issues discussed included: 1. Issuance of stop-loss policies with internal limits that don't match up with the underlying plan document. 2. The use of 12/12 renewals under which the stop-loss policy only covers claims incurred and paid in the twelve-month contract period. 3. Offering two-year rate guarantees. 4. Offering of lifetime limits in excess of $1 million.

Description: Panelists discuss how the provider excess stop-loss reinsurance market is changing, as providers move away from capitation. They look at the current capitation and reinsurance markets, from the actuary's and underwriter's viewpoints. They also discuss the reinsurance pricing considerations. From the 2002 Record of Society of Actuaries, Volume 28, No. 2. Session 41PD of the San Francisco Spring Meeting.

Description: This session from the 2003 SOA Spring Meeting discusses how the employer stop-loss market has experienced turbulence in recent years. Panelists discuss their views on this market, including market size and growth, whether or not pricing is softening, claim cost trends and underwriting. Session 3PD.