Description: This article discusses a recently completed RGA in-depth study that looked at assumptions and experience for lapses and mortality at the end of the level premium period for level term business.

Description: Highlights from the 2002 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities.

Description: An examination of the increase in mortality rate for Alzheimer's during the period 2000-2010

Description: Article discusses the findings of the SOA International Experience Survey on embedded-value financial assumptions. It is intended to provide international actuaries with benchmark assumption data.

Description: The Product Development Section has recently sponsored research on waiver of premium and waiver of charges riders. Waiver riders are commonly offered as optional benefits or included automatically on individual life insurance policies as an integrated benefit. In the event of disability, a waiver rider may waive future life insurance premium due or contribute an amount to a flexible account, such as the average premium paid over the past year or the cost of insurance charges. Despite the prevalence of these riders, the current valuation standard is still the 1952 Society of Actuaries (SOA) Disability Table.

Description: This article discusses whether or not the Preferred risk class wears off over time.

Description: This article summarizes the SOA 1995-2000 Mortality Study.

Description: Provides a review of the available lapse experience for lapse-supported Life and Long-Term Care products.