Description: This article uses a fairy tale to tell a story about life annuities and gender.

Description: The Norris case, decided under Title VII of the Civil Rights Act of 1964, prohibits sex discrimination in employment. This article addresses the question- What degree of employer involvement will cause a benefit to become a Title VII 'term, condition or privilege' of employment to which Norris applies?

Description: This article discusses two sets of blended by sex 1980 CSO mortality tables for use in determining minimum cash values and nonforfeiture benefits for life insurance policies issued in employee benefit plans which, because of the Norris decision, must provide equal benefits to men and women.

Description: This article contains responses from five actuaries to a request for an explanation of how the 15% figure is calculated in the contention by unisex-pricing advocates that 15% of women live longer than men, but 100% of women are penalized.

Description: In authorizing blended 1980 CSO mortality tables to compute minimum nonforfeiture values under Norris-affected policies, the National Association of Insurance Commissioners noted that no change was being made with respect to using separate male and female tables for minimum valuation reserves. The purpose of this article is to call attention to how blended cash values relate to reserves.