Description: Discusses the reasons for, and the economic impacts of, the backdating of life insurance policies, and what changes in the industry might evolve to address them.

Description: This discussion looks at the main trends in substandard insurance, including: changes in medical impairments subject to substandard ratings or declination, increased availability of substandard insurance and reinsurance, changes in occupational and special hazard ratings, and progress with offerings of substandard individual health and accident coverages.

Description: Informative discussion about pricing techniques, including: [1] uses of return on investment [ROI], GAAP return on equity [ROE], and universal life [UL] and other profit measures, [2] scenario testing, [3] expenses, [4] target surplus, and [5] federal-income-tax considerations. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.

Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The five speakers discuss product development trends for five different types of individual life insurance products: universal life, traditional life, term insurance, variable life, and multiple life plans. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: This session from the 1995 SOA New Orleans Meeting discusses insurers' methods for monitoring in-force business, repricing existing products and pricing guidelines. From the Record of the Society of Actuaries, Vol. 21, No. 1.

Description: This discussion is about the new procedures that are being used or are contemplated in the preparation of new rate books and policy forms with reserves and cash values computed under the 1958 CSO Table.

Description: In this session from the 2003 Washington D.C. Meeting discusses pricing life insurance based on a GAAP basis. It provides an example of GAAP pricing for a Universal Life Product and SPIA and reviews the practical implications. From the Record of the Society of Actuaries, Volume 29, No. 1, Session 82ts.

Description: This presentation, session number 64PD, took place at the 2000 Annual Meeting of the Society of Actuaries, held October 15-18 in Chicago. The panelists discuss the Society of Actuaries Life Experience Committee’s activities for the year 2000, and the retrospective analysis of X-factors and the role of reinsurers. Discussion from participants is included. From the Record of the Society of Actuaries, Volume 26, No. 3.

Description: Discusses the importance of coordinating the trends in investment markets with product characteristics, investment strategies, and asset modeling. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: This session from the 1995 SOA New York City Meeting discusses the factors to review in re-pricing life products, insurers' methods for monitoring in-force business, and the importance of re-pricing in-force business. From the Record of the Society of Actuaries, Vol. 21, No. 2.