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The Suitability Solution for Long-TermCare Insurance
The Suitability Solution for Long-TermCare Insurance We see a problem in the long-term care insurance industry because we don’t have a standard process. The majority of agents and advisors, who ...- Authors: Denise M Michaud, Steven G Stauss
- Date: Apr 2005
- Competency: Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Actuarial Profession>Ethics; Long-term Care>Long-term care insurance
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A Serious Question
A Serious Question The author discusses the Genetic Information Nondiscrimination Act of 2008 GINA and its ultimate effect on the long-term care industry in general, and on current and future ...- Authors: Bruce Stahl
- Date: May 2011
- Competency: Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Influence
- Publication Name: Long-Term Care News
- Topics: Health & Disability>Health care; Health & Disability>Health risks; Long-term Care
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Change is Constant
Change is Constant A discussion about change. Change is constant and will continue—some of it predictable; some of it not. Knowledge is the best tool for understanding change, and this ...- Authors: Jesse Slome
- Date: Jan 2013
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Long-Term Care News
- Topics: Long-term Care
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A Primer on Some LTCI Pricing Challenges
A Primer on Some LTCI Pricing Challenges 2nd part of a two part article on long term care insurance pricing. Covers investment earnings, RBC, long-term effects, lapses and loss ratios. From ...- Authors: Yang Ho, James Berger
- Date: Oct 2000
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Chairperson’s Corner: I Was an Audit Drop-In
Chairperson’s Corner: I Was an Audit Drop-In Observations from the author's experiences auditing blocks of LTCI business. Audits; 10029 5/1/2009 12:00:00 AM ...- Authors: Steven Schoonveld
- Date: May 2009
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Big picture view
- Publication Name: Long-Term Care News
- Topics: Financial Reporting & Accounting; Long-term Care>Long-term care insurance; Public Policy
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Unfair Discrimination and Individual Health Policies
Unfair Discrimination and Individual Health Policies Discussion of rate differences by family tier and risk class for LTC and Medicare Supplement plans, and to what extent these differences are ...- Authors: David Hippen
- Date: May 2009
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Ethical standards
- Publication Name: Long-Term Care News
- Topics: Actuarial Profession>Best practices; Actuarial Profession>Code of Conduct; Long-term Care>Long-term care insurance
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Principle-Based Reserves and LTC Insurance Innovation
Principle-Based Reserves and LTC Insurance Innovation Discussion of the movement toward principle-based reserves for LTC insurance. American Academy of Actuaries=AAA;Assumptions;Enterprise risk ...- Authors: Allen J Schmitz
- Date: May 2009
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Professional network leverage; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Long-Term Care News
- Topics: Enterprise Risk Management>Capital management - ERM; Finance & Investments>Risk measurement - Finance & Investments; Financial Reporting & Accounting>Statutory accounting; Long-term Care>Long-term care insurance; Modeling & Statistical Methods>Stochastic models
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Handling LTC Misestimation Risks
Handling LTC Misestimation Risks One of the dangers in any sort of modeling, whether for insurance experience or in financial portfolios, is becoming too reliant upon statistics and models, and ...- Authors: Bruce Stahl
- Date: Sep 2010
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise
- Publication Name: Long-Term Care News
- Topics: Long-term Care
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The Relationship Between Cognitive Impairment and Mortality Rates Among Long-Term Care Insurance Applicants
The Relationship Between Cognitive Impairment and Mortality Rates Among Long-Term Care Insurance Applicants This article discusses the details of being classified as cognitively impaired, ...- Authors: Marc Aaron Cohen, Jessica Miller, Xiaomei Shi
- Date: May 2011
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving
- Publication Name: Long-Term Care News
- Topics: Demography>Longevity; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Long-term Care
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"Ready for Action"
"Ready for Action" This article encourages the reader to visit the LTC Section's webpage for current information about the section, LTC-related articles and other relevant ...- Authors: Robert Hanes
- Date: Aug 2015
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance