Description: We see a problem in the long-term care insurance industry because we don’t have a standard process. The majority of agents and advisors, who sell a variety of products, are often at a loss for what to do with LTCI.

Description: 2nd part of a two part article on long term care insurance pricing. Covers investment earnings, RBC, long-term effects, lapses and loss ratios. From Long-Term Care Newsletter, October 2000, Issue No. 3.

Description: Observations from the author's experiences auditing blocks of LTCI business.

Description: Discussion of rate differences by family tier and risk class for LTC and Medicare Supplement plans, and to what extent these differences are fair, ethical, legal, or actuarially sound.

Description: Discussion of the movement toward principle-based reserves for LTC insurance.

Description: This article encourages the reader to visit the LTC Section's webpage for current information about the section, LTC-related articles and other relevant content.

Description: The Impact of Tax Reform on Federal LTCI Deductibility for Business Owners.

Description: Actuarial equivalence in long term care rate increases may be unattainable in a system that has so many limitations.

Description: Overview on current trends in medical practice impacting the LTC insurance business with a focus on dementia, risk stratification, and predictive modeling.

Description: This article discusses the rationale behind having premiums for long term care insurance that vary by gender. Differences in LTC morbidity and practical aspects of gender distinct rates are discussed.