Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss the opportunities and obstacles carriers face when integrating workers' compensation with short-term disability and/or long-term disability and/or medical insurance and whether integration can deliver positive results.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.