Description: This is a panel discussion session examining the future of individual comprehensive medical expense insurance including trends, state regulation, plan design, and financial experience. From Record Of The Society Of Actuaries Volume 8, Number 4

Description: This session from the 1984 SOA Atlanta Meeting covers the issues in the individual medical insurance market - escalating costs, utilization rates and anti-select lapsation, the potential solutions and the challenges facing the actuary.

Description: This discussion looks at the changing needs for individual accident and sickness insurance, including coverage for older people [ages 65 and over]. The discussion seeks to answer: What changes in the scope of and market for individual accident and sickness insurance have taken place in recent years, and what revisions of policies and marketing procedures have been made or are indicated to meet changing needs? From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: Tis is a discussion about many issues related to individual and family major medical insurance including deductibles and coinsurance, experience and trends, coverage for old age and substandard risks, guaranteed renewability for life, limitations for mental illness, and problems in underwriting and claims administration. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: Cancer Insurance is among the latest products singled out for assault. Consumer advocates, Congressional committees, federal agencies and State insurance departments all have had their well-publicized say. Some of the last-named have wielded the executioner’s axe, prohibiting its issue. This article reviews the arguments against cancer insurance and rebuts them.

Description: This discussion is about the future of non-cancellable disability income.

Description: This discussion is about individual and family major medical expense insurance. Topics discussed include morbidity experience, plan design and differences in claims cost due to socioeconomic status. From Transactions of Society of Actuaries 1961, Vol. 13 Pt. 2

Description: This is a transcript of a 1982 meeting of the Health Section. Includes presentation and discussion of three papers: a. Cumulative Anti-selection Theory by William F. Bluhm b. Regulatory Monitoring of Individual Health Insurance Policy Experience by John B. Cummings c. Medical Care and Services in Canada by Frank G. Reynolds From Record Vol. 8, No. 4

Description: This is a panel discussion session on individual health insurance including regulations and the considerations to guide decisions as to product portfolio marketing objectives and distribution systems.

Description: This paper presents and analyzes data on disability and disability termination rates from group waiver of premium, group disability income, individual loss-of-time business and the OASDI system. The paper also presents the differences in disability termination rates between male and female and the possible causes. From Transactions of Society of Actuaries 1979, Vol. 31.