Description: This panel discussion speculates about the coming decade. Panelists give their opinions on what might happen to mutual companies with respect to dividend distribution, level of premiums, surplus levels and inflation in general.

Description: This panel discussion takes an in depth look at SOA and Academy committee proposals on actuarial principles and practices with respect to setting dividends for participating insurance. Discussion centered on equity in distributing surplus and appropriate methods and assumptions.

Description: This session at the 1982 Society of Actuaries Orlando Spring Meeting offers an update on universal life with respect to product design, pricing, marketing and other issues, based on an industry survey on the topic.