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Innovation vs. Governance - Can They Coexist?
Innovation vs. Governance - Can They Coexist? This article discusses challenges in innovation, governance, and balancing the tension that naturally arises between them. Company culture is often a ...- Authors: Paul Fedchak, Stacy Koron
- Date: Jun 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Enterprise Risk Management>Governance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
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Living Benefit Riders to Life Insurance Policies: Pricing Considerations and Strategy
Living Benefit Riders to Life Insurance Policies: Pricing Considerations and Strategy In this article we provide a market overview of these three living benefit riders, discuss key product ...- Authors: Robert T Eaton, Jennifer Howard
- Date: Jun 2021
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care pricing
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Market Trends and Product Designs in a Rising Interest Rate Environment
Market Trends and Product Designs in a Rising Interest Rate Environment Recently the interest rates have been slowly trending up from the lowest point in August 2020. The focus of this article is ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance; Life Insurance>Product development - Life Insurance
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Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey This article summarizes the findings of the 2020/2021 Milliman UL/IUL/VUL survey. The survey covers a range ...- Authors: Susan Saip
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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The Evolution of LTC/Life Combination Products
The Evolution of LTC/Life Combination Products The article summarizes some of the key changes in modeling, assumptions, underwriting, and design for long term care combo products over the past ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Quantifying Lifestyle Behaviors Holds the Key to Wider Adoption of Insurance-Linked Wellness Programs
To understand the relationship between lifestyle behaviors and mortality, RGA investigated a national, health-related, mortality-linked data set provided by the U.S. Centers for Disease Control ...- Authors: Julianne A Callaway, Jason McKinley, Leigh Allen, Carmela Tedesco
- Date: Nov 2021
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Reinsurance News
- Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; FinTech & InsurTech; FinTech & InsurTech>Disruption
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Registered Indexed Variable Universal Life: Is RIVUL the Next Big Thing in Life Insurance Products?
Registered Indexed Variable Universal Life: Is RIVUL the Next Big Thing in Life Insurance Products? Discussion of a new product concept in life insurance: Registered Indexed Variable Universal ...- Authors: Nik Godon
- Date: Oct 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Cost-Benefit Analysis: Quantifying the Value of EHRs
Cost-Benefit Analysis: Quantifying the Value of EHRs The paper describes a cost-benefit analysis to determine the value of electronic health records (EHRs) in life insurance accelerated ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Rightsizing the Floor Interest Rate Rules of Sections 7702 and 7702A
Rightsizing the Floor Interest Rate Rules of Sections 7702 and 7702A The article discusses the impact of changes made to Internal Revenue Code Section 7702 by the ConsolidatedAppropriations Act, ...- Authors: Brian King, Craig R Springfield, Robert A Fishbein
- Date: Mar 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Taxing Times
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life; Public Policy; Public Policy
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Mind Matters: The Role of Re/insurers in Supporting the Mental Health (and Wellbeing) of our Policyholders
Mind Matters: The Role of Re/insurers in Supporting the Mental Health (and Wellbeing) of our Policyholders Mental health, suppoting policyholders By Corinne Kenny Reinsurance News, April 2022 ...- Authors: Corinne Kenny
- Date: Apr 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Reinsurance News
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance