Description: This is a discussion of the future of the life insurance business in the USA. Specifically, it discusses corporate structure, marketing strategies, distribution approaches, product design, mergers and acquisitions, federal income taxation and reinsurance.

Description: The financial services industries that most actuaries serve are fundamentally changing. So it’s critical that the profession change, also, to meet the new needs of those and other industries using actuarial services. This editorial is about the questions that must be addressed by actuaries who want to succeed in the new environment.