Description: The brief from the editor of Expanding Horizons for this essay was to give some personal reflections on how actuarial education and research influence actuarial practice.

Description: Some ideas for incorporating external forces, professionalism, and actuarial intuition into an introductory actuarial course. It's never too early to get students thinking about these ideas and prepare them to think like actuaries.

Description: Wright State University is a public research university in Dayton, Ohio, with approximately 11,000 students. With the lowest tuition fees in Ohio, the university has an access mission and plays a critical role in the region by offering high-quality, affordable education. I joined Wright State University in fall 2019 as the director of the Actuarial Science program. In spring 2020 we attained the Universities and Colleges with Actuarial Programs (UCAP)-AC designation from the Society of Actuaries (SOA), becoming one of only three universities in southwest Ohio at this recognition tier. In this article, I would like to tell you about the journey our program has taken—its successes and its challenges. The goal is to offer a resource to other universities seeking to upgrade their Actuarial Science programs.

Description: Guy Thomas develops the theory of “loss coverage,” which is a measure of the extent to which potentially insurable losses are actually compensated by insurance. His main points of difference are: a) Adverse selection in insurance is usually weaker that most commentaries suggest … b) From a public, policy perspective, ‘weak’ adverse selection in insurance is a good thing. … c)… some restrictions on risk classification are a good thing in some insurance markets

Description: The SOA Board considered the report of the Accreditation Implementation Task Force, approved the Task Force's two recommendations and initiated an Alternate Route study task force.

Description: Book review of Anthony Asher’s "Working Ethically in Finance: Clarifying our Vocation".

Description: The paper discusses the role of a regulatory actuarial auditor, the risk focused examination process and the policyholder protection provided by the states, and the impact of varying state laws on the valuation process, and the importance of avoiding actuarial software becoming a black box. There is a discussion of the potential problems presented by the potential use of artificial intelligence, as well as suggestions for academic researchers to answer the pressing questions of whether artificial intelligence can potentially be used for valuation purposes.